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Terms of Service

Last updated: February 5, 2026

01

Acceptance of Terms

By accessing this platform and completing the verification process to receive the Systematic Diversification Framework, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this service.

02

Educational Content Only

The Systematic Diversification Framework and any educational content provided are for informational purposes only. This content does not constitute financial advice, investment recommendations, or a solicitation to buy or sell any securities. All data presented, including behavioral cost calculations and rebalancing premiums, are illustrative examples.

03

No Investment Advice

We do not provide personalized investment advice. The Framework contains general educational information about systematic diversification principles, automated rebalancing, and thematic exposure strategies. You should consult with a qualified financial advisor before making any investment decisions.

04

Qualification Requirements

The Framework is designed for qualified investors with portfolios of $100,000 or more. By indicating your exposure range during registration, you confirm that you meet the qualification requirements for your selected tier. We reserve the right to verify investor qualifications.

05

Risk Disclosure

Investing involves risk, including the potential loss of capital. Past performance is not indicative of future results. The behavioral cost figures and volatility harvesting concepts presented are educational illustrations. Please review our Risk Disclosure for more information.

06

Verification & Security

Access to the Framework requires email verification via One-Time Password. You agree not to share verification codes or attempt to bypass security measures. We implement rate limiting and may block access from disposable email domains to maintain the integrity of our investor community.

07

Limitation of Liability

We shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Framework or any educational content provided. Investment decisions made based on educational content are solely your responsibility.

08

Intellectual Property

All content, methodology, and proprietary concepts including the Portfolio Drift Simulator, Allocation Bands framework, and volatility harvesting visualizations are protected intellectual property. Reproduction or distribution without authorization is prohibited.

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